Cap Fi is a commercial finance broker that arranges equipment financing, working capital loans, commercial vehicle financing, SBA loans, business term loans and commercial real estate financing for owner-operators, contractors and growing companies nationwide.
—Approvals in as little as 24 hours
—$5,000 to $5 million
—Startups & challenged credit considered
Before founding Cap Fi, I built and successfully operated three full-service retail businesses, giving me firsthand experience with the challenges of managing cash flow, securing financing, and growing a company. After selling my businesses in 2018, I made it my mission to help other business owners gain access to the capital they need to succeed.
Today, Cap Fi partners with a trusted network of banks, credit unions, and commercial lenders to provide customized financing solutions, including equipment financing, working capital, SBA loans, commercial real estate financing, and more. Our goal is simple: to be more than a financing broker—we're a trusted partner dedicated to helping businesses grow with confidence.
New and used equipment financing across construction, transportation, manufacturing, medical and more. We place heavy equipment financing, machine tools and business equipment loans with terms from 24 to 84 months.
Fast, unsecured working capital loans to cover payroll, materials, mobilization costs and seasonal gaps without tying up your assets. Approvals often within 24 hours.
Purpose-built structures including SBA loans, commercial real estate financing, business term loans and fleet refinance — arranged through our nationwide lender network.
A short conversation about the equipment, the timeline and the numbers. No obligation, no credit pull.
We take your file to the lenders most likely to say yes at the best terms — not just one balance sheet.
Clear side-by-side terms: rate, payment, term length and end-of-term options in plain English.
Documents signed electronically and vendors paid, often the same week you applied.
A bank can only offer you its own program. We work across a network of equipment lenders, funds and specialty finance companies, which means we can place credit profiles most banks decline — and negotiate on rate, structure and documentation requirements.
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Call us directly or send a few details and a Cap Fi broker will follow up the same business day.
(804) 774-5101