Cap Fi arranges capital across equipment, vehicles, real estate, working capital and specialty programs. Every structure is matched to the transaction, the credit profile and the timeline — not forced into a single lender box.
Preserve cash flow while acquiring the machinery and technology your business needs. We arrange equipment financing for new and used assets, including construction equipment, heavy equipment, medical equipment, machine tools and office technology. Terms typically run 24 to 84 months.
Flexible finance and lease options for one unit or an entire fleet. We place commercial vehicle financing for owner-operators, contractors and fleet managers, including start-ups and challenged credit profiles.
Fast, unsecured working capital loans to cover payroll, materials, mobilization costs, seasonal gaps and growth initiatives without tying up assets. Approvals often within 24 hours.
Predictable business term loan structures and revolving credit facilities backed by receivables, inventory or equipment. Ideal for acquisitions, debt consolidation and balance-sheet clean-up.
We help owners navigate SBA loans and SBA financing programs to secure long-term, low-down-payment capital for acquisitions, expansion, commercial real estate and working capital.
Acquisition, refinance and construction capital for income-producing and owner-occupied properties. Our commercial real estate financing covers retail centers, office buildings, industrial properties and land acquisition.
Revenue-based and short-term cash-flow solutions for businesses with strong card sales or consistent daily receipts. A practical alternative when traditional bank financing is not available.
Capital for new businesses and early-stage operators who do not yet qualify for traditional bank programs. We offer start-up equipment financing and working capital for start-ups with realistic terms and clear requirements.
Equipment financing lets your business acquire machinery, vehicles or technology without paying the full purchase price upfront. Cap Fi matches the deal to a lender, you make fixed payments over a set term, and the equipment often serves as collateral.
Yes. Start-up equipment financing is available for new businesses and first-time owner-operators, usually with a larger down payment or additional supporting documentation. We will explain the realistic terms before you apply.
Working capital loans cover everyday business needs such as payroll, inventory, materials, mobilization costs, seasonal gaps and marketing. They are not tied to a specific asset purchase.
Straightforward equipment and working capital requests are often approved within 24 hours of a complete submission. Larger transactions such as SBA loans or commercial real estate take longer due to underwriting, appraisal and title requirements.
A Cap Fi broker will review your scenario and match it to the right lenders and programs — often the same business day.
