Funding for contractors

Capital that keeps crews, iron and projects on schedule.

Contractors front labor, materials and mobilization long before the first draw clears. Cap Fi arranges heavy equipment financing and working capital for general contractors, excavation and site work crews, concrete, roofing, electrical and mechanical trades.

Contractors reviewing plans in front of an excavator on a construction site
What we offer

Funding that fits your construction business.

Whether it is a routine expense or a bigger investment, Cap Fi places your file with lenders active in your industry — with fast funding and a simple, transparent approach.

Equipment Financing

Finance the machines, vehicles and technology your business runs on without draining cash. Spread the cost over predictable terms while the asset earns from day one.

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Commercial Vehicle Financing

Finance one truck or an entire fleet, including start-ups and challenged credit. Terms structured around how your routes actually pay.

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Working Capital

Fast, unsecured capital for payroll, materials, inventory and seasonal gaps. Approvals often come back within 24 hours of a complete submission.

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Business Term Loans

Fixed payments and a clear payoff date. Ideal for expansion, debt consolidation or a large one-time investment in the business.

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Smart ways to put your funds to work

What owners in your field fund.

  • /Excavators, dozers, loaders and attachments
  • /Mobilization costs on new awards
  • /Materials purchases ahead of draw schedules
  • /Payroll between progress payments
  • /Fleet expansion and trailer purchases
Next Step

Let us structure your deal.

Send us the basics and a Cap Fi broker will match your scenario to lenders active in your industry — often the same business day.