Funding for retailers

Financing that keeps your shelves and your season full.

Retail runs on inventory timing. Cap Fi provides working capital and revenue-based financing so boutiques, furniture stores, specialty retailers and e-commerce sellers can buy ahead of peak season without draining cash reserves.

Shop owner arranging merchandise inside a boutique retail store
What we offer

Funding that fits your retail business.

Whether it is a routine expense or a bigger investment, Cap Fi places your file with lenders active in your industry — with fast funding and a simple, transparent approach.

Working Capital

Fast, unsecured capital for payroll, materials, inventory and seasonal gaps. Approvals often come back within 24 hours of a complete submission.

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Merchant Financing

Revenue-based funding repaid from daily or weekly receipts. A practical option when bank financing is not available or fast enough.

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Business Term Loans

Fixed payments and a clear payoff date. Ideal for expansion, debt consolidation or a large one-time investment in the business.

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Equipment Financing

Finance the machines, vehicles and technology your business runs on without draining cash. Spread the cost over predictable terms while the asset earns from day one.

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Smart ways to put your funds to work

What owners in your field fund.

  • /Seasonal and bulk inventory buys
  • /Point-of-sale and fixture upgrades
  • /New store locations and remodels
  • /Advertising and holiday campaigns
  • /Smoothing slow-month cash flow
Next Step

Let us structure your deal.

Send us the basics and a Cap Fi broker will match your scenario to lenders active in your industry — often the same business day.