Funding for spas & salons

Financing that helps you create better client experiences.

Med spas, hair and nail salons, barbershops and wellness studios invest heavily in equipment and space before revenue follows. Cap Fi finances laser and aesthetic devices, chairs, suites and expansions for owners nationwide.

Stylist and client inside a modern day spa and salon
What we offer

Funding that fits your spas & salons business.

Whether it is a routine expense or a bigger investment, Cap Fi places your file with lenders active in your industry — with fast funding and a simple, transparent approach.

Equipment Financing

Finance the machines, vehicles and technology your business runs on without draining cash. Spread the cost over predictable terms while the asset earns from day one.

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Working Capital

Fast, unsecured capital for payroll, materials, inventory and seasonal gaps. Approvals often come back within 24 hours of a complete submission.

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Merchant Financing

Revenue-based funding repaid from daily or weekly receipts. A practical option when bank financing is not available or fast enough.

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Start-up Financing

Capital for newer businesses that do not yet qualify for bank programs, with realistic terms and clear requirements up front.

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View all loan options
Smart ways to put your funds to work

What owners in your field fund.

  • /Laser, aesthetic and body-contouring devices
  • /Styling stations, chairs and treatment rooms
  • /Suite build-outs and second locations
  • /Retail product inventory
  • /Membership and marketing campaigns
Next Step

Let us structure your deal.

Send us the basics and a Cap Fi broker will match your scenario to lenders active in your industry — often the same business day.