Funding for restaurants

Financing that keeps the kitchen open and the line moving.

Restaurants, bars, food trucks and franchise operators face thin margins and heavy equipment costs. Cap Fi arranges fast working capital and kitchen equipment financing with payment schedules that match daily receipts.

Chef plating dishes in a busy commercial restaurant kitchen
What we offer

Funding that fits your restaurants business.

Whether it is a routine expense or a bigger investment, Cap Fi places your file with lenders active in your industry — with fast funding and a simple, transparent approach.

Equipment Financing

Finance the machines, vehicles and technology your business runs on without draining cash. Spread the cost over predictable terms while the asset earns from day one.

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Merchant Financing

Revenue-based funding repaid from daily or weekly receipts. A practical option when bank financing is not available or fast enough.

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Working Capital

Fast, unsecured capital for payroll, materials, inventory and seasonal gaps. Approvals often come back within 24 hours of a complete submission.

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SBA Financing

Long-term, low-down-payment capital for acquisitions, expansion, real estate and working capital. We help you navigate the process end to end.

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Smart ways to put your funds to work

What owners in your field fund.

  • /Commercial kitchen and refrigeration equipment
  • /Dining room remodels and patio build-outs
  • /Franchise fees and second locations
  • /Food and beverage inventory
  • /Payroll through seasonal slowdowns
Next Step

Let us structure your deal.

Send us the basics and a Cap Fi broker will match your scenario to lenders active in your industry — often the same business day.