Funding for repair shops

Financing that adds bays, tools and revenue.

Repair shops, collision centers and tire dealers grow one bay at a time. Cap Fi arranges equipment financing and working capital for lifts, alignment racks, diagnostic systems, paint booths and shop expansion.

Mechanic working on a vehicle raised on a lift inside a clean auto repair shop
What we offer

Funding that fits your auto repair business.

Whether it is a routine expense or a bigger investment, Cap Fi places your file with lenders active in your industry — with fast funding and a simple, transparent approach.

Equipment Financing

Finance the machines, vehicles and technology your business runs on without draining cash. Spread the cost over predictable terms while the asset earns from day one.

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Working Capital

Fast, unsecured capital for payroll, materials, inventory and seasonal gaps. Approvals often come back within 24 hours of a complete submission.

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SBA Financing

Long-term, low-down-payment capital for acquisitions, expansion, real estate and working capital. We help you navigate the process end to end.

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Commercial Real Estate

Acquisition, refinance and construction capital for owner-occupied and income-producing property, including build-outs and bridge needs.

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Smart ways to put your funds to work

What owners in your field fund.

  • /Lifts, alignment racks and tire machines
  • /Diagnostic scanners and software
  • /Paint booths and collision equipment
  • /Parts inventory and tooling
  • /Adding bays or a second shop
Next Step

Let us structure your deal.

Send us the basics and a Cap Fi broker will match your scenario to lenders active in your industry — often the same business day.